{"id":35062,"date":"2025-08-04T09:17:45","date_gmt":"2025-08-04T09:17:45","guid":{"rendered":"https:\/\/asia-vn.edu.vn\/?post_type=news&amp;p=35062"},"modified":"2025-08-04T09:17:45","modified_gmt":"2025-08-04T09:17:45","slug":"bai-toan-nhan-su-nganh-tai-chinh","status":"publish","type":"post","link":"https:\/\/asia-vn.edu.vn\/en\/bai-toan-nhan-su-nganh-tai-chinh\/","title":{"rendered":"Chuy\u00ean gia Asia University Vietnam gi\u1ea3i m\u00e3 th\u00e1ch th\u1ee9c nh\u00e2n s\u1ef1 ng\u00e0nh Fintech"},"content":{"rendered":"<p><strong><em>C\u00e1c doanh nghi\u1ec7p t\u1ea1i Vi\u1ec7t Nam \u0111ang \u0111\u1ed1i m\u1eb7t v\u1edbi &#8220;c\u01a1n kh\u00e1t&#8221; nh\u00e2n s\u1ef1 <a href=\"https:\/\/asia-vn.edu.vn\/nganh-hoc\/tai-chinh\/\">ng\u00e0nh t\u00e0i ch\u00ednh<\/a> s\u1ed1 tr\u1ea7m tr\u1ecdng, \u0111\u00f2i h\u1ecfi s\u1ef1 h\u1ee3p t\u00e1c ch\u1eb7t ch\u1ebd gi\u1eefa nh\u00e0 tr\u01b0\u1eddng v\u00e0 doanh nghi\u1ec7p.<\/em><\/strong><\/p>\n<p><span class=\"selected\">S\u1ef1 ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd c\u1ee7a c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh (Fintech) t\u1ea1i Vi\u1ec7t Nam \u0111ang t\u1ea1o ra m\u1ed9t ngh\u1ecbch l\u00fd l\u1edbn: trong khi c\u01a1 h\u1ed9i vi\u1ec7c l\u00e0m b\u00f9ng n\u1ed5, c\u00e1c doanh nghi\u1ec7p l\u1ea1i \u0111\u1ed1i m\u1eb7t v\u1edbi &#8220;c\u01a1n kh\u00e1t&#8221; nh\u00e2n s\u1ef1 tr\u1ea7m tr\u1ecdng. <\/span><span class=\"selected\">Kho\u1ea3ng c\u00e1ch gi\u1eefa y\u00eau c\u1ea7u th\u1ef1c ti\u1ec5n c\u1ee7a ng\u00e0nh v\u00e0 n\u0103ng l\u1ef1c \u0111\u00e0o t\u1ea1o c\u1ee7a c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc \u0111ang tr\u1edf th\u00e0nh m\u1ed9t th\u00e1ch th\u1ee9c, \u0111\u00f2i h\u1ecfi nh\u1eefng gi\u1ea3i ph\u00e1p mang t\u00ednh h\u1ec7 th\u1ed1ng v\u00e0 \u0111\u1ed9t ph\u00e1.<\/span><\/p>\n<p><strong><span style=\"font-size: 12pt;\">Th\u00e1ch th\u1ee9c nh\u00e2n s\u1ef1 trong ng\u00e0nh t\u00e0i ch\u00ednh s\u1ed1<\/span><\/strong><\/p>\n<p><span class=\"selected\"><span style=\"font-weight: 400;\">Theo PGS.TS Ph\u1ea1m Th\u1ecb Li\u00ean &#8211; Gi\u00e1m \u0111\u1ed1c \u0110\u00e0o t\u1ea1o, Tr\u01b0\u1edfng khoa Kinh doanh &amp; T\u00e0i ch\u00ednh, Asia University Vietnam<\/span><\/span><span class=\"selected\">, th\u1ecb tr\u01b0\u1eddng Fintech Vi\u1ec7t Nam, v\u1edbi t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng h\u01a1n 40% m\u1ed7i n\u0103m, \u0111ang ch\u1ee9ng ki\u1ebfn s\u1ef1 thay \u0111\u1ed5i s\u00e2u s\u1eafc do t\u00e1c \u0111\u1ed9ng c\u1ee7a Tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (AI), D\u1eef li\u1ec7u l\u1edbn (Big Data) v\u00e0 Chu\u1ed7i kh\u1ed1i (Blockchain). S\u1ef1 chuy\u1ec3n d\u1ecbch n\u00e0y \u0111\u00e3 l\u00e0m ph\u00e1t sinh nhu c\u1ea7u v\u1ec1 m\u1ed9t th\u1ebf h\u1ec7 nh\u00e2n s\u1ef1 m\u1edbi, c\u00f3 kh\u1ea3 n\u0103ng k\u1ebft h\u1ee3p nhu\u1ea7n nhuy\u1ec5n gi\u1eefa ki\u1ebfn th\u1ee9c t\u00e0i ch\u00ednh, n\u0103ng l\u1ef1c c\u00f4ng ngh\u1ec7 v\u00e0 k\u1ef9 n\u0103ng ph\u00e2n t\u00edch d\u1eef li\u1ec7u.<\/span><\/p>\n<p><span class=\"selected\">C\u00e1c b\u00e1o c\u00e1o g\u1ea7n \u0111\u00e2y \u0111\u00e3 v\u1ebd n\u00ean m\u1ed9t th\u1ef1c tr\u1ea1ng \u0111\u00e1ng b\u00e1o \u0111\u1ed9ng:<\/span><\/p>\n<ul>\n<li><span class=\"selected\">58%<\/span><span class=\"selected\"> doanh nghi\u1ec7p t\u00e0i ch\u00ednh t\u1ea1i Vi\u1ec7t Nam th\u1eeba nh\u1eadn g\u1eb7p kh\u00f3 kh\u0103n khi tuy\u1ec3n d\u1ee5ng nh\u00e2n s\u1ef1 c\u00f3 k\u1ef9 n\u0103ng t\u00edch h\u1ee3p gi\u1eefa c\u00f4ng ngh\u1ec7 v\u00e0 t\u00e0i ch\u00ednh (TopCV &amp; NIC, 2023).<\/span><\/li>\n<li><span class=\"selected\">52%<\/span><span class=\"selected\"> doanh nghi\u1ec7p cho r\u1eb1ng sinh vi\u00ean m\u1edbi ra tr\u01b0\u1eddng thi\u1ebfu k\u1ef9 n\u0103ng s\u1ed1 c\u1ea7n thi\u1ebft (Deloitte, 2023).<\/span><\/li>\n<li><span class=\"selected\">Di\u1ec5n \u0111\u00e0n Kinh t\u1ebf Th\u1ebf gi\u1edbi (2023) c\u0169ng d\u1ef1 b\u00e1o <\/span><span class=\"selected\">50%<\/span><span class=\"selected\"> nh\u00e2n vi\u00ean to\u00e0n c\u1ea7u s\u1ebd c\u1ea7n \u0111\u01b0\u1ee3c t\u00e1i \u0111\u00e0o t\u1ea1o (reskilling) v\u00e0o n\u0103m 2025 \u0111\u1ec3 th\u00edch \u1ee9ng v\u1edbi s\u1ef1 thay \u0111\u1ed5i.<\/span><\/li>\n<\/ul>\n<p><span class=\"selected\">Kho\u1ea3ng c\u00e1ch n\u00e0y th\u1ec3 hi\u1ec7n r\u00f5 \u1edf vi\u1ec7c sinh vi\u00ean c\u00f3 th\u1ec3 n\u1eafm v\u1eefng l\u00fd thuy\u1ebft t\u00e0i ch\u00ednh, nh\u01b0ng l\u1ea1i l\u00fang t\u00fang khi ph\u1ea3i s\u1eed d\u1ee5ng c\u00e1c c\u00f4ng c\u1ee5 nh\u01b0 Power BI, Tableau \u0111\u1ec3 tr\u1ef1c quan h\u00f3a d\u1eef li\u1ec7u, hay vi\u1ebft c\u00e1c \u0111o\u1ea1n m\u00e3 Python \u0111\u1ec3 x\u00e2y d\u1ef1ng m\u00f4 h\u00ecnh d\u1ef1 b\u00e1o.<\/span><\/p>\n<figure id=\"attachment_35077\" aria-describedby=\"caption-attachment-35077\" style=\"width: 975px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-35077 size-full\" src=\"https:\/\/asia-vn.edu.vn\/wp-content\/uploads\/2025\/08\/chuyen-gia-asia-university-vietnam-chia-se-xu-huong-fintech.jpg\" alt=\"PGS.TS Ph\u1ea1m Th\u1ecb Li\u00ean - Gi\u00e1m \u0111\u1ed1c \u0110\u00e0o t\u1ea1o, Tr\u01b0\u1edfng khoa Kinh doanh &amp; T\u00e0i ch\u00ednh, Asia University Vietnam chia s\u1ebb t\u1ea1i h\u1ed9i th\u1ea3o v\u1ec1 ng\u00e0nh t\u00e0i ch\u00ednh s\u1ed1\" width=\"975\" height=\"650\" srcset=\"https:\/\/asia-vn.edu.vn\/wp-content\/uploads\/2025\/08\/chuyen-gia-asia-university-vietnam-chia-se-xu-huong-fintech.jpg 975w, https:\/\/asia-vn.edu.vn\/wp-content\/uploads\/2025\/08\/chuyen-gia-asia-university-vietnam-chia-se-xu-huong-fintech-300x200.jpg 300w, https:\/\/asia-vn.edu.vn\/wp-content\/uploads\/2025\/08\/chuyen-gia-asia-university-vietnam-chia-se-xu-huong-fintech-768x512.jpg 768w\" sizes=\"(max-width: 975px) 100vw, 975px\" \/><figcaption id=\"caption-attachment-35077\" class=\"wp-caption-text\"><em>PGS.TS Ph\u1ea1m Th\u1ecb Li\u00ean &#8211; Gi\u00e1m \u0111\u1ed1c \u0110\u00e0o t\u1ea1o, Tr\u01b0\u1edfng khoa Kinh doanh &amp; T\u00e0i ch\u00ednh, Asia University Vietnam chia s\u1ebb t\u1ea1i h\u1ed9i th\u1ea3o v\u1ec1 ng\u00e0nh t\u00e0i ch\u00ednh s\u1ed1<\/em><\/figcaption><\/figure>\n<p><span style=\"font-size: 12pt;\"><strong><span class=\"selected\">\u0110\u00f2i h\u1ecfi s\u1ef1 h\u1ee3p t\u00e1c ch\u1eb7t ch\u1ebd gi\u1eefa nh\u00e0 tr\u01b0\u1eddng v\u00e0 doanh nghi\u1ec7p<\/span><\/strong><\/span><\/p>\n<p><span class=\"selected\">\u0110\u1ec3 gi\u1ea3i quy\u1ebft &#8220;\u0111i\u1ec3m ngh\u1ebdn&#8221; n\u00e0y, <span style=\"font-weight: 400;\">PGS.TS Ph\u1ea1m Th\u1ecb Li\u00ean<\/span> cho r\u1eb1ng m\u1ed9t s\u1ef1 thay \u0111\u1ed5i mang t\u00ednh h\u1ec7 th\u1ed1ng l\u00e0 c\u1ea7n thi\u1ebft, \u0111\u00f2i h\u1ecfi s\u1ef1 h\u1ee3p t\u00e1c ch\u1eb7t ch\u1ebd v\u00e0 th\u1ef1c ch\u1ea5t gi\u1eefa nh\u00e0 tr\u01b0\u1eddng v\u00e0 doanh nghi\u1ec7p. M\u00f4 h\u00ecnh n\u00e0y c\u1ea7n \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng tr\u00ean ba tr\u1ee5 c\u1ed9t ch\u00ednh:<\/span><\/p>\n<ul>\n<li><span class=\"selected\">Th\u1ee9 nh\u1ea5t, hi\u1ec7n \u0111\u1ea1i h\u00f3a ch\u01b0\u01a1ng tr\u00ecnh \u0111\u00e0o t\u1ea1o:<\/span><span class=\"selected\"> Ch\u01b0\u01a1ng tr\u00ecnh h\u1ecdc ph\u1ea3i \u0111\u01b0\u1ee3c c\u1eadp nh\u1eadt li\u00ean t\u1ee5c, t\u00edch h\u1ee3p s\u00e2u c\u00e1c m\u00f4n h\u1ecdc mang t\u00ednh xu h\u01b0\u1edbng nh\u01b0 &#8220;AI trong \u1ee9ng d\u1ee5ng t\u00e0i ch\u00ednh&#8221;, &#8220;Qu\u1ea3n tr\u1ecb th\u00f4ng minh c\u1ee7a Blockchain&#8221;, v\u00e0 &#8220;Ph\u00e2n t\u00edch d\u1eef li\u1ec7u l\u1edbn t\u00e0i ch\u00ednh&#8221;. Vi\u1ec7c \u0111\u01b0a c\u00e1c c\u00f4ng c\u1ee5 ph\u00e2n t\u00edch, l\u1eadp tr\u00ecnh v\u00e0o gi\u1ea3ng d\u1ea1y l\u00e0 y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c.<\/span><\/li>\n<li><span class=\"selected\">Th\u1ee9 hai, h\u1ecdc t\u1eadp th\u00f4ng qua tr\u1ea3i nghi\u1ec7m th\u1ef1c chi\u1ebfn:<\/span><span class=\"selected\"> L\u00fd thuy\u1ebft c\u1ea7n \u0111i \u0111\u00f4i v\u1edbi th\u1ef1c h\u00e0nh. C\u00e1c ph\u01b0\u01a1ng ph\u00e1p nh\u01b0 h\u1ecdc t\u1eadp qua d\u1ef1 \u00e1n (project-based learning), n\u01a1i sinh vi\u00ean gi\u1ea3i quy\u1ebft c\u00e1c b\u00e0i to\u00e1n th\u1ef1c t\u1ebf t\u1eeb doanh nghi\u1ec7p, v\u00e0 c\u00e1c cu\u1ed9c thi gi\u1ea3i quy\u1ebft t\u00ecnh hu\u1ed1ng (case competition) s\u1ebd gi\u00fap sinh vi\u00ean r\u00e8n luy\u1ec7n t\u01b0 duy ph\u1ea3n bi\u1ec7n v\u00e0 k\u1ef9 n\u0103ng gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1.<\/span><\/li>\n<li><span class=\"selected\">Th\u1ee9 ba, h\u1ee3p t\u00e1c chi\u1ebfn l\u01b0\u1ee3c v\u00e0 s\u00e2u r\u1ed9ng:<\/span><span class=\"selected\"> Doanh nghi\u1ec7p kh\u00f4ng ch\u1ec9 l\u00e0 n\u01a1i th\u1ef1c t\u1eadp, m\u00e0 ph\u1ea3i l\u00e0 m\u1ed9t \u0111\u1ed1i t\u00e1c trong qu\u00e1 tr\u00ecnh \u0111\u00e0o t\u1ea1o. C\u00e1c chuy\u00ean gia t\u1eeb doanh nghi\u1ec7p c\u1ea7n tham gia v\u00e0o vi\u1ec7c c\u1ed1 v\u1ea5n, thi\u1ebft k\u1ebf ch\u01b0\u01a1ng tr\u00ecnh v\u00e0 tr\u1ef1c ti\u1ebfp gi\u1ea3ng d\u1ea1y. M\u00f4 h\u00ecnh c\u1ed1 v\u1ea5n doanh nghi\u1ec7p (business mentorship) s\u1ebd gi\u00fap sinh vi\u00ean c\u00f3 \u0111\u1ecbnh h\u01b0\u1edbng r\u00f5 r\u00e0ng v\u00e0 hi\u1ec3u s\u00e2u v\u1ec1 ng\u00e0nh.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-size: 12pt;\"><strong><span class=\"selected\">Asia University Vietnam &#8211; M\u00f4 h\u00ecnh \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf gi\u1ea3i quy\u1ebft b\u00e0i to\u00e1n th\u1ef1c ti\u1ec5n\u00a0<\/span><\/strong><\/span><\/p>\n<p><span class=\"selected\">Ch\u01b0\u01a1ng tr\u00ecnh ng\u00e0nh T\u00e0i ch\u00ednh c\u1ee7a Asia University Vietnam \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng nh\u1eb1m cung c\u1ea5p c\u00e1c ki\u1ebfn th\u1ee9c chuy\u00ean m\u00f4n c\u1ea7n thi\u1ebft nh\u01b0 l\u1eadp tr\u00ecnh t\u00e0i ch\u00ednh, c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh xanh,&#8230; \u0111\u1ed3ng th\u1eddi y\u00eau c\u1ea7u sinh vi\u00ean th\u1ef1c h\u00e0nh tr\u00ean c\u00e1c c\u00f4ng c\u1ee5 chuy\u00ean ng\u00e0nh.<\/span><\/p>\n<p><span class=\"selected\">\u0110\u1eb7c bi\u1ec7t, m\u00f4 h\u00ecnh h\u1ecdc t\u1eadp 2 n\u0103m t\u1ea1i Vi\u1ec7t Nam, 2 n\u0103m t\u1ea1i \u0110\u00e0i Loan cho ph\u00e9p sinh vi\u00ean ti\u1ebfp c\u1eadn \u0111\u1ed3ng th\u1eddi v\u1edbi h\u1ec7 sinh th\u00e1i c\u00f4ng ngh\u1ec7 c\u1ee7a T\u1eadp \u0111o\u00e0n FPT v\u00e0 m\u1ed9t trong nh\u1eefng trung t\u00e2m Fintech ph\u00e1t tri\u1ec3n c\u1ee7a ch\u00e2u \u00c1 &#8211; \u0110\u00e0i Loan. S\u1ef1 k\u1ebft h\u1ee3p n\u00e0y mang l\u1ea1i cho sinh vi\u00ean g\u00f3c nh\u00ecn to\u00e0n c\u1ea7u v\u00e0 tr\u1ea3i nghi\u1ec7m th\u1ef1c ti\u1ec5n t\u1ea1i m\u1ed9t th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh s\u1ed1 n\u0103ng \u0111\u1ed9ng.<\/span><\/p>\n<p><span class=\"selected\"> B\u00ean c\u1ea1nh \u0111\u00f3, vi\u1ec7c t\u1eadn d\u1ee5ng m\u1ea1ng l\u01b0\u1edbi \u0111\u1ed1i t\u00e1c c\u1ee7a c\u1ea3 hai b\u00ean nh\u01b0 T\u1eadp \u0111o\u00e0n Yuanda, Ng\u00e2n h\u00e0ng Guotai t\u1ea1i \u0110\u00e0i Loan gi\u00fap sinh vi\u00ean c\u00f3 c\u01a1 h\u1ed9i th\u1ef1c t\u1eadp v\u00e0 k\u1ebft n\u1ed1i tr\u1ef1c ti\u1ebfp v\u1edbi c\u00e1c nh\u00e0 tuy\u1ec3n d\u1ee5ng h\u00e0ng \u0111\u1ea7u.<\/span><\/p>\n<p><span class=\"selected\">Cu\u1ed9c \u0111ua trong k\u1ef7 nguy\u00ean s\u1ed1 kh\u00f4ng ch\u1ec9 l\u00e0 cu\u1ed9c \u0111ua v\u1ec1 c\u00f4ng ngh\u1ec7 m\u00e0 l\u00e0 cu\u1ed9c \u0111ua v\u1ec1 nh\u00e2n t\u00e0i. Vi\u1ec7c thu h\u1eb9p kho\u1ea3ng c\u00e1ch gi\u1eefa \u0111\u00e0o t\u1ea1o v\u00e0 th\u1ef1c ti\u1ec5n l\u00e0 m\u1ed9t y\u00eau c\u1ea7u c\u1ea5p thi\u1ebft \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o n\u0103ng l\u1ef1c c\u1ea1nh tranh c\u1ee7a ngu\u1ed3n nh\u00e2n l\u1ef1c Vi\u1ec7t Nam tr\u00ean b\u1ea3n \u0111\u1ed3 t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>C\u00e1c doanh nghi\u1ec7p t\u1ea1i Vi\u1ec7t Nam \u0111ang \u0111\u1ed1i m\u1eb7t v\u1edbi &#8220;c\u01a1n kh\u00e1t&#8221; nh\u00e2n s\u1ef1 ng\u00e0nh t\u00e0i ch\u00ednh s\u1ed1 tr\u1ea7m tr\u1ecdng, \u0111\u00f2i h\u1ecfi s\u1ef1 h\u1ee3p t\u00e1c ch\u1eb7t ch\u1ebd gi\u1eefa nh\u00e0 tr\u01b0\u1eddng v\u00e0 doanh nghi\u1ec7p. S\u1ef1 ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd c\u1ee7a c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh (Fintech) t\u1ea1i Vi\u1ec7t Nam \u0111ang t\u1ea1o ra m\u1ed9t ngh\u1ecbch l\u00fd l\u1edbn: trong<\/p>\n","protected":false},"author":2,"featured_media":35077,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"class_list":["post-35062","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc-chung"],"_links":{"self":[{"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/posts\/35062","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/comments?post=35062"}],"version-history":[{"count":0,"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/posts\/35062\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/media\/35077"}],"wp:attachment":[{"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/media?parent=35062"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/categories?post=35062"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/tags?post=35062"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}