{"id":39373,"date":"2026-07-09T18:07:41","date_gmt":"2026-07-09T11:07:41","guid":{"rendered":"https:\/\/asia-vn.edu.vn\/?p=39373"},"modified":"2026-07-09T18:07:41","modified_gmt":"2026-07-09T11:07:41","slug":"chuyen-gia-asia-university-chi-ra-nhung-hieu-lam-pho-bien-ve-nganh-tai-chinh","status":"publish","type":"post","link":"https:\/\/asia-vn.edu.vn\/en\/chuyen-gia-asia-university-chi-ra-nhung-hieu-lam-pho-bien-ve-nganh-tai-chinh\/","title":{"rendered":"Chuy\u00ean gia Asia University ch\u1ec9 ra nh\u1eefng hi\u1ec3u l\u1ea7m ph\u1ed5 bi\u1ebfn v\u1ec1 ng\u00e0nh T\u00e0i ch\u00ednh"},"content":{"rendered":"

Ng\u00e0nh T\u00e0i ch\u00ednh l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e0nh h\u1ecdc \u0111\u01b0\u1ee3c nhi\u1ec1u h\u1ecdc sinh v\u00e0 ph\u1ee5 huynh quan t\u00e2m nh\u1edd c\u01a1 h\u1ed9i ngh\u1ec1 nghi\u1ec7p r\u1ed9ng, g\u1eafn v\u1edbi ho\u1ea1t \u0111\u1ed9ng c\u1ee7a doanh nghi\u1ec7p, th\u1ecb tr\u01b0\u1eddng v\u1ed1n, \u0111\u1ea7u t\u01b0 v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh. Tuy nhi\u00ean, \u0111\u00e2y c\u0169ng l\u00e0 ng\u00e0nh d\u1ec5 b\u1ecb hi\u1ec3u nh\u1ea7m.<\/p>\n

Nhi\u1ec1u h\u1ecdc sinh cho r\u1eb1ng h\u1ecdc T\u00e0i ch\u00ednh ch\u1ee7 y\u1ebfu \u0111\u1ec3 l\u00e0m ng\u00e2n h\u00e0ng, g\u1ea7n gi\u1ed1ng K\u1ebf to\u00e1n ho\u1eb7c ch\u1ec9 c\u1ea7n gi\u1ecfi c\u00f4ng th\u1ee9c, con s\u1ed1 v\u00e0 l\u00fd thuy\u1ebft trong s\u00e1ch gi\u00e1o khoa. Theo PGS.TS Lin Yingli, nh\u1eefng c\u00e1ch hi\u1ec3u n\u00e0y kh\u00f4ng c\u00f2n ph\u00f9 h\u1ee3p v\u1edbi b\u1ed1i c\u1ea3nh ng\u00e0nh t\u00e0i ch\u00ednh \u0111ang thay \u0111\u1ed5i nhanh d\u01b0\u1edbi t\u00e1c \u0111\u1ed9ng c\u1ee7a AI, d\u1eef li\u1ec7u l\u1edbn.<\/p>\n

Nh\u1eefng hi\u1ec3u l\u1ea7m ph\u1ed5 bi\u1ebfn v\u1ec1 ng\u00e0nh T\u00e0i ch\u00ednh<\/span><\/strong><\/p>\n

Hi\u1ec3u l\u1ea7m \u0111\u1ea7u ti\u00ean l\u00e0 h\u1ecdc T\u00e0i ch\u00ednh ch\u1ee7 y\u1ebfu \u0111\u1ec3 l\u00e0m ng\u00e2n h\u00e0ng. Tr\u00ean th\u1ef1c t\u1ebf, sinh vi\u00ean T\u00e0i ch\u00ednh hi\u1ec7n c\u00f3 th\u1ec3 ph\u00e1t tri\u1ec3n s\u1ef1 nghi\u1ec7p trong nhi\u1ec1u l\u0129nh v\u1ef1c nh\u01b0 t\u00e0i ch\u00ednh doanh nghi\u1ec7p, ch\u1ee9ng kho\u00e1n, qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n, fintech, t\u01b0 v\u1ea5n t\u00e0i ch\u00ednh, ph\u00e2n t\u00edch d\u1eef li\u1ec7u t\u00e0i ch\u00ednh, qu\u1ea3n tr\u1ecb r\u1ee7i ro ho\u1eb7c chi\u1ebfn l\u01b0\u1ee3c doanh nghi\u1ec7p.<\/p>\n

\u201cC\u1eed nh\u00e2n T\u00e0i ch\u00ednh hi\u1ec7n \u0111\u1ea1i c\u00f3 th\u1ec3 x\u00e2y d\u1ef1ng s\u1ef1 nghi\u1ec7p trong c\u00f4ng ngh\u1ec7, chi\u1ebfn l\u01b0\u1ee3c doanh nghi\u1ec7p ho\u1eb7c c\u00e1c v\u1ecb tr\u00ed d\u1ef1a tr\u00ean d\u1eef li\u1ec7u, thay v\u00ec ch\u1ec9 gi\u1edbi h\u1ea1n trong ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng\u201d<\/em>, PGS.TS Lin Yingli nh\u1eadn \u0111\u1ecbnh.<\/p>\n

Hi\u1ec3u l\u1ea7m th\u1ee9 hai l\u00e0 \u0111\u00e1nh \u0111\u1ed3ng T\u00e0i ch\u00ednh v\u1edbi K\u1ebf to\u00e1n. Hai l\u0129nh v\u1ef1c n\u00e0y c\u00f3 li\u00ean h\u1ec7 ch\u1eb7t ch\u1ebd, nh\u01b0ng kh\u00e1c nhau v\u1ec1 b\u1ea3n ch\u1ea5t. K\u1ebf to\u00e1n t\u1eadp trung v\u00e0o ghi nh\u1eadn, ph\u00e2n lo\u1ea1i v\u00e0 c\u1ea5u tr\u00fac d\u1eef li\u1ec7u t\u00e0i ch\u00ednh trong qu\u00e1 kh\u1ee9. Trong khi \u0111\u00f3, T\u00e0i ch\u00ednh s\u1eed d\u1ee5ng d\u1eef li\u1ec7u \u0111\u1ec3 d\u1ef1 b\u00e1o, \u0111\u1ecbnh gi\u00e1 t\u00e0i s\u1ea3n, ph\u00e2n t\u00edch r\u1ee7i ro v\u00e0 h\u1ed7 tr\u1ee3 ra quy\u1ebft \u0111\u1ecbnh cho t\u01b0\u01a1ng lai.<\/p>\n

Hi\u1ec3u l\u1ea7m th\u1ee9 ba l\u00e0 cho r\u1eb1ng h\u1ecdc T\u00e0i ch\u00ednh ch\u1ec9 c\u1ea7n n\u1eafm ch\u1eafc c\u00f4ng th\u1ee9c trong gi\u00e1o tr\u00ecnh. Theo chuy\u00ean gia, c\u00e1c m\u00f4 h\u00ecnh t\u00e0i ch\u00ednh truy\u1ec1n th\u1ed1ng v\u1eabn l\u00e0 n\u1ec1n t\u1ea3ng quan tr\u1ecdng, nh\u01b0ng th\u1ecb tr\u01b0\u1eddng th\u1ef1c t\u1ebf ph\u1ee9c t\u1ea1p h\u01a1n nhi\u1ec1u. Ng\u01b0\u1eddi h\u1ecdc c\u1ea7n bi\u1ebft s\u1eed d\u1ee5ng d\u1eef li\u1ec7u th\u1ef1c, theo d\u00f5i bi\u1ebfn \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng, ph\u00e2n t\u00edch xu h\u01b0\u1edbng v\u00e0 di\u1ec5n gi\u1ea3i k\u1ebft qu\u1ea3 trong b\u1ed1i c\u1ea3nh kinh doanh c\u1ee5 th\u1ec3.<\/p>\n

\"PGS.TS
PGS.TS Lin Yingli – Ph\u00f3 Gi\u00e1o s\u01b0 Khoa T\u00e0i ch\u00ednh, Asia University (ng\u1ed3i h\u00e0ng \u0111\u1ea7u, v\u1ecb tr\u00ed th\u1ee9 2 t\u1eeb tr\u00e1i sang) \u0111\u00e3 ch\u1ec9 ra m\u1ed9t s\u1ed1 hi\u1ec3u l\u1ea7m ph\u1ed5 bi\u1ebfn v\u1ec1 ng\u00e0nh h\u1ecdc n\u00e0y.<\/figcaption><\/figure>\n

T\u00e0i ch\u00ednh th\u1eddi AI c\u1ea7n n\u0103ng l\u1ef1c li\u00ean ng\u00e0nh<\/span><\/strong><\/p>\n

AI \u0111ang l\u00e0m thay \u0111\u1ed5i nhu c\u1ea7u nh\u00e2n l\u1ef1c trong ng\u00e0nh t\u00e0i ch\u00ednh. M\u1ed9t s\u1ed1 c\u00f4ng vi\u1ec7c l\u1eb7p l\u1ea1i ho\u1eb7c x\u1eed l\u00fd th\u1ee7 c\u00f4ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c t\u1ef1 \u0111\u1ed9ng h\u00f3a, nh\u01b0ng nhu c\u1ea7u nh\u00e2n s\u1ef1 kh\u00f4ng gi\u1ea3m theo ngh\u0129a tuy\u1ec7t \u0111\u1ed1i. Th\u1ecb tr\u01b0\u1eddng \u0111ang d\u1ecbch chuy\u1ec3n sang c\u00e1c vai tr\u00f2 \u0111\u00f2i h\u1ecfi t\u01b0 duy ph\u00e2n t\u00edch, n\u0103ng l\u1ef1c c\u00f4ng ngh\u1ec7 v\u00e0 kh\u1ea3 n\u0103ng ph\u00e1n \u0111o\u00e1n t\u1ed1t h\u01a1n.<\/p>\n

Theo PGS.TS Lin Yingli, sinh vi\u00ean T\u00e0i ch\u00ednh trong th\u1eddi \u0111\u1ea1i m\u1edbi c\u1ea7n \u0111\u01b0\u1ee3c trang b\u1ecb n\u0103ng l\u1ef1c x\u00e2y d\u1ef1ng k\u1ecbch b\u1ea3n, di\u1ec5n gi\u1ea3i kinh t\u1ebf, qu\u1ea3n tr\u1ecb r\u1ee7i ro, tu\u00e2n th\u1ee7 quy \u0111\u1ecbnh v\u00e0 \u0111\u00e1nh gi\u00e1 c\u00e1c v\u1ea5n \u0111\u1ec1 \u0111\u1ea1o \u0111\u1ee9c li\u00ean quan \u0111\u1ebfn AI trong t\u00e0i ch\u00ednh.<\/p>\n

AI c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 d\u1ef1 b\u00e1o th\u1ecb tr\u01b0\u1eddng, ph\u00e1t hi\u1ec7n gian l\u1eadn, \u0111\u00e1nh gi\u00e1 r\u1ee7i ro ho\u1eb7c c\u00e1 nh\u00e2n h\u00f3a d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh. Tuy nhi\u00ean, \u0111\u1ec3 bi\u1ebfn c\u00e1c k\u1ebft qu\u1ea3 n\u00e0y th\u00e0nh quy\u1ebft \u0111\u1ecbnh c\u00f3 gi\u00e1 tr\u1ecb, doanh nghi\u1ec7p v\u1eabn c\u1ea7n nh\u1eefng ng\u01b0\u1eddi hi\u1ec3u th\u1ecb tr\u01b0\u1eddng, hi\u1ec3u r\u1ee7i ro v\u00e0 bi\u1ebft \u0111\u1eb7t c\u00f4ng ngh\u1ec7 v\u00e0o \u0111\u00fang b\u1ed1i c\u1ea3nh.<\/p>\n

V\u00ec v\u1eady, ch\u01b0\u01a1ng tr\u00ecnh T\u00e0i ch\u00ednh hi\u1ec7n \u0111\u1ea1i kh\u00f4ng th\u1ec3 ch\u1ec9 d\u1eebng \u1edf l\u00fd thuy\u1ebft truy\u1ec1n th\u1ed1ng. Ng\u01b0\u1eddi h\u1ecdc c\u1ea7n ti\u1ebfp c\u1eadn d\u1eef li\u1ec7u t\u00e0i ch\u00ednh, fintech, c\u00f4ng c\u1ee5 ph\u00e2n t\u00edch v\u00e0 c\u00e1c t\u00ecnh hu\u1ed1ng th\u1ef1c t\u1ebf \u0111\u1ec3 hi\u1ec3u c\u00e1ch ng\u00e0nh t\u00e0i ch\u00ednh \u0111ang v\u1eadn h\u00e0nh.<\/p>\n

Ch\u01b0\u01a1ng tr\u00ecnh T\u00e0i ch\u00ednh t\u1ea1i Asia University Program<\/span><\/strong><\/p>\n

T\u1ea1i Vi\u1ec7t Nam, ng\u00e0nh T\u00e0i ch\u00ednh t\u1ea1i Asia University Program\u00a0\u0111\u01b0\u1ee3c tri\u1ec3n khai trong khu\u00f4n kh\u1ed5 ch\u01b0\u01a1ng tr\u00ecnh h\u1ee3p t\u00e1c qu\u1ed1c t\u1ebf gi\u1eefa Tr\u01b0\u1eddng \u0110\u1ea1i h\u1ecdc FPT, T\u1eadp \u0111o\u00e0n FPT v\u00e0 Asia University, \u0110\u00e0i Loan (Trung Qu\u1ed1c). Sinh vi\u00ean h\u1ecdc theo l\u1ed9 tr\u00ecnh 2 n\u0103m t\u1ea1i Vi\u1ec7t Nam \u2013 2 n\u0103m t\u1ea1i \u0110\u00e0i Loan, qua \u0111\u00f3 t\u1eebng b\u01b0\u1edbc x\u00e2y d\u1ef1ng n\u1ec1n t\u1ea3ng h\u1ecdc thu\u1eadt, ngo\u1ea1i ng\u1eef, k\u1ef9 n\u0103ng h\u1ecdc t\u1eadp v\u00e0 kh\u1ea3 n\u0103ng th\u00edch nghi v\u1edbi m\u00f4i tr\u01b0\u1eddng qu\u1ed1c t\u1ebf.<\/p>\n

Hai n\u0103m \u0111\u1ea7u t\u1ea1i Vi\u1ec7t Nam gi\u00fap sinh vi\u00ean chu\u1ea9n b\u1ecb ki\u1ebfn th\u1ee9c n\u1ec1n, ph\u01b0\u01a1ng ph\u00e1p h\u1ecdc t\u1eadp v\u00e0 n\u0103ng l\u1ef1c ngo\u1ea1i ng\u1eef. Hai n\u0103m ti\u1ebfp theo t\u1ea1i Asia University m\u1edf ra c\u01a1 h\u1ed9i ti\u1ebfp c\u1eadn m\u00f4i tr\u01b0\u1eddng h\u1ecdc t\u1eadp qu\u1ed1c t\u1ebf v\u00e0 h\u1ec7 sinh th\u00e1i t\u00e0i ch\u00ednh \u2013 c\u00f4ng ngh\u1ec7 c\u1ee7a \u0110\u00e0i Loan, n\u01a1i c\u00f3 th\u1ebf m\u1ea1nh v\u1ec1 c\u00f4ng ngh\u1ec7, s\u1ea3n xu\u1ea5t, fintech, chu\u1ed7i cung \u1ee9ng v\u00e0 c\u00e1c doanh nghi\u1ec7p \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o.<\/p>\n

Theo \u0111\u1ea1i di\u1ec7n Khoa T\u00e0i ch\u00ednh, Asia University t\u00edch h\u1ee3p c\u00f4ng ngh\u1ec7 v\u00e0o ch\u01b0\u01a1ng tr\u00ecnh th\u00f4ng qua c\u00e1c h\u1ecdc ph\u1ea7n v\u1ec1 fintech, khoa h\u1ecdc d\u1eef li\u1ec7u, qu\u1ea3n l\u00fd c\u01a1 s\u1edf d\u1eef li\u1ec7u t\u00e0i ch\u00ednh, c\u00f9ng c\u00e1c c\u00f4ng c\u1ee5 nh\u01b0 R, Python, SQL \u0111\u1ec3 thu th\u1eadp, l\u00e0m s\u1ea1ch v\u00e0 ph\u00e2n t\u00edch d\u1eef li\u1ec7u t\u00e0i ch\u00ednh. Sinh vi\u00ean c\u0169ng c\u00f3 c\u01a1 h\u1ed9i k\u1ebft n\u1ed1i doanh nghi\u1ec7p, tham gia th\u1ef1c t\u1eadp, \u0111\u1ecbnh h\u01b0\u1edbng ngh\u1ec1 nghi\u1ec7p v\u00e0 ph\u00e1t tri\u1ec3n k\u1ef9 n\u0103ng chuy\u00ean m\u00f4n.<\/p>\n

V\u1edbi \u0111\u1ecbnh h\u01b0\u1edbng n\u00e0y, sinh vi\u00ean ng\u00e0nh T\u00e0i ch\u00ednh t\u1ea1i Asia University Program c\u00f3 th\u1ec3 chu\u1ea9n b\u1ecb cho nhi\u1ec1u h\u01b0\u1edbng ngh\u1ec1 nghi\u1ec7p, t\u1eeb ng\u00e2n h\u00e0ng, ch\u1ee9ng kho\u00e1n, t\u00e0i ch\u00ednh doanh nghi\u1ec7p \u0111\u1ebfn fintech, ph\u00e2n t\u00edch d\u1eef li\u1ec7u t\u00e0i ch\u00ednh, qu\u1ea3n tr\u1ecb r\u1ee7i ro, t\u01b0 v\u1ea5n t\u00e0i ch\u00ednh ho\u1eb7c c\u00e1c vai tr\u00f2 t\u00e0i ch\u00ednh trong doanh nghi\u1ec7p c\u00f4ng ngh\u1ec7.<\/p>\n

Trong b\u1ed1i c\u1ea3nh AI v\u00e0 fintech ti\u1ebfp t\u1ee5c \u0111\u1ecbnh h\u00ecnh l\u1ea1i ng\u00e0nh t\u00e0i ch\u00ednh, hi\u1ec3u \u0111\u00fang v\u1ec1 ng\u00e0nh h\u1ecdc l\u00e0 b\u01b0\u1edbc \u0111\u1ea7u ti\u00ean \u0111\u1ec3 h\u1ecdc sinh l\u1ef1a ch\u1ecdn nghi\u00eam t\u00fac h\u01a1n. T\u00e0i ch\u00ednh kh\u00f4ng ch\u1ec9 d\u00e0nh cho nh\u1eefng ng\u01b0\u1eddi \u201cgi\u1ecfi t\u00ednh to\u00e1n\u201d, m\u00e0 l\u00e0 ng\u00e0nh h\u1ecdc c\u1ee7a d\u1eef li\u1ec7u, c\u00f4ng ngh\u1ec7, chi\u1ebfn l\u01b0\u1ee3c v\u00e0 n\u0103ng l\u1ef1c ra quy\u1ebft \u0111\u1ecbnh trong m\u1ed9t th\u1ebf gi\u1edbi kinh doanh ng\u00e0y c\u00e0ng k\u1ebft n\u1ed1i.<\/p>\n","protected":false},"excerpt":{"rendered":"

Theo PGS.TS Lin Yingli – Ph\u00f3 Gi\u00e1o s\u01b0 Khoa T\u00e0i ch\u00ednh, Asia University, \u0110\u00e0i Loan (Trung Qu\u1ed1c), trong b\u1ed1i c\u1ea3nh AI, d\u1eef li\u1ec7u l\u1edbn ph\u00e1t tri\u1ec3n nhanh, h\u1ecdc T\u00e0i ch\u00ednh kh\u00f4ng c\u00f2n \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c ch\u1ec9 l\u00e0m ng\u00e2n h\u00e0ng hay h\u1ecdc c\u00e1c c\u00f4ng th\u1ee9c trong s\u00e1ch gi\u00e1o khoa. Ng\u01b0\u1eddi h\u1ecdc c\u1ea7n hi\u1ec3u d\u1eef li\u1ec7u, c\u00f4ng ngh\u1ec7, r\u1ee7i ro v\u00e0 kh\u1ea3 n\u0103ng ra quy\u1ebft \u0111\u1ecbnh trong m\u00f4i tr\u01b0\u1eddng t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u.<\/p>\n","protected":false},"author":5,"featured_media":39374,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,17],"tags":[525,455,150],"class_list":["post-39373","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc","category-tin-tuc-chung","tag-asia-university-program","tag-chuyen-gia-tai-chinh","tag-nganh-tai-chinh","post_format-post-format-0"],"_links":{"self":[{"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/posts\/39373","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/comments?post=39373"}],"version-history":[{"count":0,"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/posts\/39373\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/media\/39374"}],"wp:attachment":[{"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/media?parent=39373"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/categories?post=39373"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/asia-vn.edu.vn\/en\/wp-json\/wp\/v2\/tags?post=39373"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}